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Be Prepared For Those Extra Costs Singapore Real Estate Property

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Be Prepared For Those Extra Costs !

Are you aware of the fact that there are some costs that you require to pay off other than the home-buying price? A number of fees and additional costs are there that you need to get off with from time to time. These might be a one-time affair or a continuous one. If you have a pre-knowledge about these payments, it will help you greatly in making a proper budget for them. With us, you can be fully aware on all of them.

Here goes a list of 13 costs that you might have to bear apart from the purchase cost:

• Survey Fee: An updated property survey, that involves some cost, might be asked by the lender in case you are buying a home on a re-sale offer.

• Document Preparation Fees: The buyer’s mortgage closing involves an additional fee.

• Property Taxes: Your property taxes might be included into your mortgage payments by the lender. Well, this depends on your down payment. But if that is not included in the mortgage payments, he can ask for an annual-proof to keep a check that you have cleared your taxes.

• Appraisal Fee: You need to pay some amount for the appraisal of your property in case the lender asks for it.

• Maintenance Fee: For proper maintenance of your property, you need to pay a particular maintenance fee.

• Service Charges: In case you want to install telephone and cable lines, you have to pay off for that.

• Water Quality and Quality Certification: To check whether the water for your use is safe or not, you need to pay a certain amount.

• Property Insurance: An insurance proof might be required by the lender to check whether they are perfectly safe on their investment on the loan given to you.

• Relocation Costs: If it is done by a professional mover, it might cost you quite a great deal.

• Mortgage Loan Insurance Fee: Mortgage loan insurance is required by some mortgages, which however depends on the equity of the home.

• Mortgage Brokers Fee: A certain amount will be charged by the mortgage broker from you for getting you a lender.

• Local Improvements: A certain amount of money might be needed to pay for keeping the sidewalks or sewers in proper condition.

• Other taxes: This involves payment on the local infrastructure.

If you have any further query, you can get back to us anytime through our phone line. You can avail it throughout the day as we work on a 24X7 basis. Our office is open all the time for you. Other than that, we also have the e-mail service for your convenience. We are always there to give you a prompt reply! If you are having any bright idea, we also welcome that. Get in touch with us now to know more on the Singapore real estate. The best service is what we can promise you always!

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Mindy Yong 杨雯诗

CEA Registration Number : R021232Z

(+65) 91002985

mindy@mindyyong.com


 

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